Him Home

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Keeping your man at home means drawing him to be closer to you and away from the distractions and temptations of the outside world. This does not mean that you keep him locked up inside the house, instead, this is giving him the happiness and joy to stay at home and be with you. Try these simple steps mentioned below:

Give him quality time which he can't resist

Even if you cannot be together every minute of the day, always make sure that when you're together, that the moments are well spent and will always be cherished.

Always cook delicious meals for the man in your life

Make him come home to your delicious cooking. Keep his stomach full and satisfied all the time. Try to learn how to cook and prepare his favorite meals for him, you can even try introducing new and special recipes.

Watch a movie after dinner

You may not have time to go out on a movie date yet one good solution to this concern is, you can try watching TV series at home instead. Or you can also watch out for reruns of old movies or any romantic films.

Create a comfortable environment for him

Make your house a home and make it a cozy place to live in. Try not to entertain negative vibes which could make your house gloomy or boring. Keep your house tidy and in order, a topsy turvy home will just cloud your thoughts.

Give him a relaxing massage

There's no better way to relieve his stress than a warm and relaxing massage right after he comes home from work. After taking a bath, pamper him with a soothing massage which will make him look forward to each night that you two would spend together.

Surprise him every time he gets home

Call him just before he reaches home and surprise him with any treat that you could think of. You can prepare a meal for him or invite some friends over. Better yet, you can wrap yourself as his ultimate present.

Keep him sexually satisfied

Physical intimacy is always essential in a relationship. Make him satisfied so that he won't think of finding this satisfaction from other girls. Be adventurous and sexy-try new positions and tricks.

Keeping a man at home is easy as long as you're equipped with the right ideas and attitude. He'll always run home if he knows someone special is waiting there for him.

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Psst...tell Your Kids That Buying A Home Is Easier Than They Think! Series Part I

We encourage our kids to plan for their future, but we seldom include buying a first home sooner than average as a path to building that future. Let them know buying a home is easier than they think.

Most of the people who read this column are not first time homebuyers. The fact of the matter is many of you that are first time homebuyers and reading this article are relatively mature individuals who are fighting off your commitment fears of being tied to a mortgage. But there is a huge segment of the population that could buy their first home, yet it doesn't occur to them to do so. Who are these people? Well, it's your 24 year old son or daughter, new to the work force, and is throwing away money on rent somewhere. Encouraging your children to buy a home when they are young is some of the soundest financial advice you can give them. Equity in a home is an easy way to grow one's portfolio with very little investment. But the fact of the matter is it doesn't occur to most of us to encourage the younger generation to buy early in their lives. And trust me, it rarely occurs to our kids themselves to consider buying a home in the early twenties. They are more concerned with buying a new Halo 3 for their Xbox.

Why do so many people miss the boat on this opportunity? It could be they plan to be in the area for only a short time because they will job hop to advance their career, thus viewing a mortgage as "too permanent." I counter to simply sell the house when you move. Or maybe they expect their income to double or triple over the next three years. I say buy a home now, then upgrade to a new home; sell or rent the old house. Investing in real estate is a proven, safe and solid return on investment. And with the right combination of credit history (or a history of paying utilities, cable and your cell phone on time) and no money down, you or someone you care about can start investing in the future.

When Junior starts his new job at the company and 401(K) is available, he's been informed by his folks, boss or peers to enroll and contribute at least a little something to it with every paycheck. Yet, he is rarely counseled quit renting that apartment for $750 a month and buy a $75,000 house. Where will he come up with the money to do it? There are multiple options for first time buyers that allow for 100% financing. Get the seller to kick in closing costs (up to 6% of sales price with some products), and one can close on a loan and bring no funds to the table. If your home value appreciates 4% in the next year, that's a nice return on a no cash investment.

For some time, I've considered writing this series for first time buyers to let them know buying a home is easier than they think. But, the more I thought about it, the more I realized the advice I would offer would most likely not reach my target audience. So parents, it is up to you to supply your kids with this last little bit of advice and help to set them free to further establish their independence in this world. Clip this article out and tape it to their iPOD or the steering wheel of their car - someplace it will get noticed.

I think for most of us who have been through the experience, our first home buy was a very daunting experience. There are so many choices and unknowns - it can be overwhelming. In this series, I will try to break it down the process into small logical steps and make it easier understand the steps involved in financing your first home. Where do you start? That is perhaps the easiest part. Our newly established worker should first make a list of all his or her debt obligations such as student loans (unless deferred), car payments, credit card debt, etc. Hopefully at this age, this will be a small list. Then add what you think amount you could afford for a mortgage. Take that amount and divide it by your gross monthly income. If you come in at 43% or less, you're in business. If you have something in your savings or checking - great. If not, don't let it deter you. You have options.

Contact a mortgage specialist to drill out the details and find a good realtor who knows your market for housing you can afford. What next? Get ready to tell your landlord "Adios!."

About the Author

Email your home loan financing questions to Kristin Abouelata, Home Loan Specialist, at question@kristinmortgage.com or call (865) 567-0113. Kristin will try to answer all questions on her website
Home Loans Plain Talk
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My dog is destroying the house? He only do that when no one is home. How can I control him?

Everytime we leave him at home, he will destroy everything in the house. But when someone is at home, he will behave. What can we do....We are running out of patient. Please help.

Crate training works wonders, buy the correct crate size at a PetSmart or PetCo, and you're good to go!

Firefighters rescue man from burning home
A man was flown to UNC Hospitals in Chapel Hill on Monday after firefighters found him unconscious in his burning home off Bunce Road. The man's name was not available.

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